These Terms of Use ("Terms") govern your access to and use of ratecheckhq.com and any related pages, forms and content (the "Site"). This website is owned and operated by Berry Leads LLC, a Wyoming limited liability company ("Berry Leads," "we," "us" or "our"), under the name Rate Check HQ. By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
1. Informational purposes only
The Site provides general information about car insurance, driving costs and related topics. Content is not insurance, legal, tax or financial advice and is not a recommendation to buy any particular product. Insurance availability, coverage, terms and rates vary by insurer, state and individual circumstances, and only an insurer can determine your actual price and eligibility. Rate Check HQ is not an insurance company and does not underwrite, issue or bind insurance policies. Always review policy documents and consult a licensed insurance professional before making decisions.
2. Eligibility
You must be at least 18 years old and able to form a binding contract to use the Site's forms. The Site is intended for users in the United States.
3. Rate-check forms and Partners
The Site may offer forms that let you request rates or information from insurance companies, agents, brokers or comparison services ("Partners"). By submitting a form, you confirm the information is accurate and that you are authorized to provide it, and you authorize us to share it with Partners as described on the form and in our Privacy Policy, including the consent to be contacted described there. We do not guarantee that any Partner will contact you, offer you coverage, or offer any particular rate. Your dealings with Partners are solely between you and them.
4. Advertising and compensation
The Site is supported by advertising and we may receive compensation from Partners. See our Advertising Disclosure for details.
5. Acceptable use
You agree not to: use the Site for any unlawful purpose; submit false information or information about another person without authorization; interfere with or disrupt the Site or its servers; attempt to gain unauthorized access to any system; use automated means to scrape, copy or collect content or data without our written permission; or use the Site to transmit malware or spam.
6. Intellectual property
The Site and its content, including text, graphics, logos, images and design, are owned by us or our licensors and are protected by copyright, trademark and other laws. You may view and print content for personal, non-commercial use. You may not copy, reproduce, distribute, modify or create derivative works without our prior written consent.
7. Third-party links
The Site may contain links to third-party websites. We do not control and are not responsible for their content, products, services or policies. Accessing them is at your own risk.
8. Disclaimer of warranties
THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY AND NON-INFRINGEMENT. We do not warrant that the Site will be uninterrupted, error-free or secure, or that content is complete or current.
9. Limitation of liability
TO THE FULLEST EXTENT PERMITTED BY LAW, BERRY LEADS LLC AND ITS MEMBERS, MANAGERS, EMPLOYEES AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF THE SITE, ANY CONTENT, OR ANY DEALINGS WITH PARTNERS. OUR TOTAL LIABILITY FOR ANY CLAIM RELATED TO THE SITE WILL NOT EXCEED ONE HUNDRED US DOLLARS ($100). Some jurisdictions do not allow certain limitations, so some of these may not apply to you.
10. Indemnification
You agree to indemnify and hold harmless Berry Leads LLC and its members, managers, employees and agents from any claims, losses, liabilities and expenses, including reasonable attorneys' fees, arising from your use of the Site, your violation of these Terms, or information you submit.
11. Governing law and venue
These Terms are governed by the laws of the State of Wyoming, without regard to its conflict-of-law rules. You agree that any dispute arising from or relating to these Terms or the Site will be brought exclusively in the state or federal courts located in Sheridan County, Wyoming, and you consent to the personal jurisdiction of those courts.
12. Changes and termination
We may modify these Terms at any time by posting the updated version on this page. Your continued use of the Site after changes are posted means you accept them. We may suspend or discontinue the Site, or your access to it, at any time without notice.
13. Miscellaneous
If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect. Our failure to enforce any provision is not a waiver. These Terms, together with our Privacy Policy and Advertising Disclosure, are the entire agreement between you and us regarding the Site.
14. Contact
Questions about these Terms can be sent to:
Berry Leads LLC (Rate Check HQ)1309 Coffeen Avenue STE 1200
Sheridan, WY 82801
Email: support@ratecheckhq.com
Phone: +1 (401) 306-7579